Interest from fixed deposits is taxable even when tax was deducted at source. Banks report TDS in Form 26AS and AIS — you must include the income in your ITR.
Before filing
- Collect interest certificates from all banks
- Match TDS with Form 26AS / AIS
- Submit Form 15G or 15H in time if no tax is deductible
- Choose old vs new regime based on total income
We file salaried and senior citizen returns via salaried ITR support and personal tax filing. See AIS reconciliation guide.
