Income Tax Slabs: Old Regime vs New Regime

How to compare the slabs

• New regime is the default unless you opt for the old regime in the return
• Old regime keeps HRA, Section 80C, 80D, and eligible home-loan interest
• New regime drops most of those deductions and uses its own slab bands
• Surcharge and health and education cess sit on top of either tax

India business context

Slab bands, rebate, surcharge, and cess are set in the Finance Act for the year you are filing. A blog figure from last year is not the return. This page explains the choice. The calculator and the filing desk apply the bands in force.

Why India clients choose Future Tax

• The comparison uses your Form 16 and AIS, not a sample salary
• The page does not freeze slab rupees that the next Finance Act can change
• Filing stays on the income tax calculator and the ITR desk
• Statewide desk: GST consultant Tamil Nadu
• City index: All Tamil Nadu cities

How engagement works for India

1. List salary, house property, business income, and other sources from Form 16 and AIS.
2. List deductions you can actually evidence: rent, 80C, 80D, interest.
3. Compare tax under both regimes for that year, not a generic example.
4. We e-file the lower lawful option and keep the working papers.