Tax saving tips India and best tax saving options in India spike every January–March and again before ITR due dates. Under the old tax regime, Chapter VI-A deductions, HRA, and home loan benefits can materially reduce tax — if documented correctly.
Popular tax-saving tools (old regime)
- 80C — PPF, ELSS, life insurance, principal on home loan (combined cap)
- 80D — medical insurance for family and parents
- 80CCD(1B) — extra NPS contribution
- HRA — for salaried renters in non-metro cities like Coimbatore
Compare regimes: old vs new tax regime, 80C & 80D guide, ITR filing.
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